Rates & costs
APR explained
Why the APR is the most important number to compare – and what it includes.
We make financing easy to understand
Your financing.
Your financing.
Simple. Transparent. Digital.
Understand your loan before you apply. Calculate your monthly payment, see every cost at a glance and submit your request entirely online – no paperwork, no hidden fees.
Fully digital process
Secure data transfer
Non-binding request
Calculate a loan
Simulation10.000 €
1.000 €50.000 €
48
12360
Monthly payment–
- Borrowing rate (fixed)
- –
- APR
- –
- Total amount payable
- –
- Total cost (interest)
- –
Non-binding simulation. Actual terms may depend on the review of your request and your creditworthiness.
Why Empréstimos Rapidos
Clarity, not fine print
We present the terms as they are – understandable, complete and verifiable.
Fully digital
Request, review and communication happen online – from your phone or computer.
Transparent information
Payment, term and total cost are always shown. No hidden fees.
Secure data transfer
Your details are transmitted encrypted and used only for your request.
Human support
Questions? Reach us by phone and email. A person, not a hold queue.
Clear terms
You see what a loan costs before you apply – APR included.
Fair communication
No artificial urgency, no empty promises. Just reliable information.
Our loans
What do you need financing for?
Choose the right loan type. Product availability depends on the market and applicable terms.
Home improvement
For renovation and remodelling. Realise your project in manageable steps.
Learn more
Debt consolidation
Combine existing loans – where legally applicable. One payment instead of many.
Learn moreHow it works
Your request in four clear steps
01
Apply online
Enter the amount and term, then submit your details through the encrypted form.
02
Review
We look at your request and get back to you if anything is missing.
03
Proposal
You receive a clear response with the terms that apply to you.
04
Payout
After signing the contract, the payout follows the agreed contractual terms.
Trust & security
A partner you can place
Trust starts with traceability: who we are, how to reach us and how we handle your data are visible at all times.
- Clear identity. Company name, address and contact channels are stated in full.
- Data minimisation. We only ask for what your request requires.
- No dark patterns. No pre-selection, no artificial urgency, no hidden costs.
AddressLibertate Kalea 30, Ibaiondo · 48005 Bilbao · Bizkaia · España
Legal formLimited liability company (Ltd.)
At a glance
Key figures
For twelve years we have supported every financing request with the same commitment to clarity. These figures reflect the trust our clients place in us every day.
12 400Requests received
5 200Applications processed
12Years of experience
3 860Satisfied clients
Testimonials
What clients say
What our clients highlight most often: clear terms, a simple process and a contact who is there when needed. Here are a few representative accounts of their experience.
Loan guide
Knowledge that helps before you sign
Clear explanations of the terms that really matter for a loan.
Frequently asked
FAQ
You submit your request online with the amount, term and required details. Your data is transmitted encrypted and reviewed. You then receive a response with the applicable terms.
The APR sums up the total annual cost of a loan as a percentage. It compares better than the borrowing rate alone.
The simulation and the request are non-binding. Only a signed loan contract creates a contractual commitment.
Your details are transmitted encrypted and used only to process your request. See the privacy policy for details.
Whether and how early repayment is possible depends on your contract and applicable law. [To be confirmed by legal]
Calculate your payment – no commitment
See in seconds how amount and term affect your monthly payment. The request stays non-binding until a contract is signed.